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MORewards Program

photo of pen and paper

Earn Points

Redeem points for free airline travel, stays at luxury hotels, rental car vouchers or merchant gift cards.

  • Earn one point for every $1 purchase made with your MOR Platinum Visa CheckCard.
  • Earn one point for every $10 invested in your money market fund (balances annualized).

Redeem Points

  • Redeem points for gift cards from more than 40 national retailers, free airline tickets, rental car vouchers or vacation packages. See a list of reward options below. 
    Merchandise gift cards available in these denominations:
    • 8,000 points = $100 gift card 
    • 20,000 points = $250 gift card
    • 40,000 points = $500 gift card

Personalized Service

  • To redeem points, call the MORewards Redemption Center at 877/205.2686 (8 a.m.-7 p.m. CT). The personalized concierge service can also assist with reservations, tee times and hard-to-find tickets.

Insurance

Points Award
15,000 $200 Hertz certificate
Coach Airline Tickets2
25,000 One round trip coach class ticket for travel within any of the 50 United States
35,000 One round trip coach class ticket for travel within Canada, Mexico, Bermuda or the Caribbean
50,000 A three-night stay at any participating Marriott Vacation Club resort
50,000 One round trip coach class ticket within Europe or Russia
75,000 One round trip coach class ticket within Asia or the South Pacific
80,000 One round trip coach class ticket between the U.S. and Africa or the Middle East
85,000 One round trip coach class ticket for travel to Australia
First Class Airline Tickets2
35,000 $700 discount off any first or business class ticket within the 48 contiguous United States
70,000 $1,400 discount off any first or business class ticket within the 50 United States
105,000 $2,100 discount off any first or business class ticket within the 50 United States, Mexico, Canada or the Caribbean
140,000 $2,800 discount off any first or business class ticket within the 50 United States, Europe or Russia
175,000 $3,500 discount off any first or business class ticket within the 50 United States, Asia or the South Pacific
210,000 $4,200 discount off any first or business class ticket within the 50 United States, or anywhere in the world

1) There is a 75,000 point cap per calendar year. Tickets are capped at certain dollar values.

2) Airline tickets available on participating carriers only.

Refer to the MOR Account Terms and Conditions Statement for details.

Gift Cards Available 8,000 points 20,000 points 40,000 points
Avis®   $250 $500
Amazon.com® $100 $250 $500
Banana Republic $100 $250 $500
Barnes & Noble Booksellers $100 $250 $500
Bass Pro Shops   $250 $500
Bed Bath & Beyond® $100 $250 $500
Best Buy®   $250 $500
Bloomingdale's   $250 $500
Borders® $100 $250 $500
BP Stations $100 $250 $500
Brooks Brothers   $250 $500
Brookstone®   $250 $500
Cabela's   $250 $500
Chevron $100 $250 $500
Dillard's   $250 $500
ExxonMobil $100 $250 $500
Fleming's $100 $250 $500
Gap $100 $250 $500
Godiva Chocolatier $100 $250 $500
Golfsmith® Golf & Tennis   $250 $500
Hammacher Schlemmer®   $250 $500
Harry & David® $100 $250 $500
Hertz   $250 $500
The Home Depot®   $250 $500
Hyatt Hotels and Resorts®   $250 $500
iTunes® $100 $250 $500
Jos. A. Bank   $250 $500
Lands' End® $100 $250 $500
L.L.Bean® $100 $250 $500
Lowe's®   $250 $500
Macy's   $250 $500
Marriott®   $250 $500
Morton's® The Steakhouse $100 $250 $500
Omaha Steaks® $100 $250 $500
Pottery Barn® $100 $250 $500
Restoration Hardware   $250 $500
The Ritz-Carlton®   $250 $500
Saks Fifth Avenue   $250 $500
Shell $100 $250 $500
Starbucks $100 $250 $500
Target $100 $250 $500
Williams-Sonoma® $100 $250 $500

 

 

*Effective 11/15/09, your Common Carrier Baggage Reimbursement Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. under Policy 9128259, with no coverage changes. For questions or to report a claim, contact the Program Administrator, Cardwell Agency, at 1-800-735-1408.

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Amazon.com
Amazon.com is not a sponsor of this promotion. Amazon, Amazon.com, and the Amazon.com logo are registered trademarks of Amazon.com, Inc. or its affiliates. Amazon.com Gift Cards (“GCs”) may be used only for purchases of eligible goods on Amazon.com. GCs cannot be redeemed for purchases of gift certificates or cards; from some third party sellers; or at Amazon.com Auctions. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any account. Amazon.com is not responsible if a GC is lost, stolen, destroyed or used without permission. See www.amazon.com/gc-legal for complete terms, restrictions and exceptions. GCs are issued and ©2008 by ACI Gift Cards, Inc., a Washington corporation.

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Banana Republic
Banana Republic giftcards can be used at all Banana Republic locations and online at BananaRepublic.com. Only 2 giftcards are redeemable per online transaction. Banana Republic giftcards are redeemable for merchandise only and cannot be replaced if lost or stolen. For questions regarding Banana Republic giftcards, please call 1-888-BR-STYLE.

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Barnes & Noble Booksellers
Barnes & Noble gift cards can be used at any Barnes & Noble store nationwide and on Barnes & Noble.com (www.bn.com). This card can also be used at B. Dalton Bookseller. Barnes & Noble gift cards will not be replaced if lost or stolen. They will not be exchanged for cash except where required by law. Other conditions may apply to online usage. See website for details. Barnes & Noble gift cards are issued by Marketing Services (Minnesota) Corp. Barnes & Noble is not a sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Barnes & Noble is not liable for any alleged or actual claims related to this offer.

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Bass Pro Shops
Terms & Conditions: To check your balance, see any cashier or call: 1-800-494-1100. The balance on this card is redeemable for merchandise only at any Bass Pro Shops Outdoor World, Bass Pro Sportsman's Warehouse or World Wide Sportsman stores, through Outdoor World Incentives, or Bass Pro Shops catalogs, or via the internet (basspro.com). The balance may not be redeemed or exchanged for cash, check or credit (unless required by law) or applied as payment against any credit account. AFTER 2 YEARS OF NON-USE THE ENTIRE BALANCE IS VOID (except where prohibited by law). Neither this card nor the balance can be used if this card is lost or stolen. The issuer/merchant is BPIP, LLC. All rights reserved. Use of this card constitutes acceptance of these terms and conditions.

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Bed Bath & Beyond®
Bed Bath & Beyond® is not affiliated with Morgan Keegan & Co., Inc., nor is it a sponsor of this promotion. Terms and conditions apply to gift cards. Bed Bath & Beyond® is a registered trademark.Terms and Conditions: Bed Bath & Beyond® Gift Cards are redeemable for merchandise only and may not be redeemed for cash, except where required by law. If a gift card is lost or stolen, a replacement card will be reissued with the balance remaining when an original receipt is presented. There are no service fees or expiration dates connected with the use of a Bed Bath & Beyond® Gift Card. Bed Bath & Beyond® is not a participating partner in or sponsor of this promotion. Terms and conditions apply to gift cards. Bed Bath & Beyond® is a registered trademark. © 2007 Bed Bath & Beyond Inc. and its subsidiaries.

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Best Buy®
BEST BUY® is not affiliated with Morgan Keegan & Co., Inc. Best Buy does not sponsor, endorse, approve or have any responsibility for this promotion. BEST BUY and the BEST BUY logo are trademarks of Best Buy Enterprise Services, Inc.

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Bloomingdale's
Bloomingdale's is not a sponsor or co-sponsor of this program. Bloomingdale's Terms & Conditions apply to all cards. See back of card for details.

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Borders®
Borders® is not sponsor of this promotion/program. See back of gift card for complete terms and conditions, which are subject to change at Borders/Waldenbooks’ sole discretion. © 2008 Borders, Inc. Terms & Conditions: Gift card is redeemable for retail merchandise only at US Borders, Waldenbooks, Brentano's and Borders Express stores for new books, music, DVD and video retail merchandise at www.borders.com and www.waldenbook.com. Gift card may not be redeemable for some additional merchandise available online. Items will vary; see websites at time of purchase for details. Not valid for any used merchandise available online. Online purchases require a credit card. Only one gift card redeemable per online transaction. Not returnable or redeemable for cash. Lost, stolen or damaged gift cards may be canceled and replaced with a new gift card in the amount of the then-remaining balance upon proof as required by Borders, Waldenbooks, Brentano's or Borders Express. © 2008 Borders Inc. Gift card is redeemable for retail merchandise only at U.S. Borders, Waldenbooks, and Brentano's stores and online at borders.com. Not valid for any used merchandise available online. Not returnable or redeemable for cash except where required by law. Lost, stolen, or damaged gift cards may be canceled and replaced with a new gift card in the amount of the then-remaining balance upon proof as required by Borders, Waldenbooks, or Brentano’s. ©2008 Borders Properties, Inc.
FOR BALANCE INQUIRIES, CALL 877-728-4000. FOR STORE LOCATIONS AND CUSTOMER CARE, CALL 888-81-BOOKS(26657).

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BP stations
BP Gift Cards can only be used for purchases at participating BP and ARCO locations in the U.S. Use of the BP Gift Card is subject to the terms and conditions printed on the cards. BP is not affiliated with Morgan Keegan & Co., nor is BP a sponsor or co-sponsor of this promotion. BP will not be responsible for any unauthorized use. The BP name and logo are registered trademarks of BP p.l.c. Terms and Conditions: BP will not be responsible for any unauthorized use. Refunds will not be provided for lost, stolen or expired cards. The cards can be used for the purchase of goods and services (except for lottery tickets, money orders and Prepaid Cards) at participating BP and ARCO stations. BP Gift Cards ARE NOT REDEEMABLE FOR CASH.

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Brookstone®
Terms & Conditions: Brookstone® gift cards are only redeemable for goods and services at any Brookstone® retail location, at www.brookstone.com, or by calling Brookstone's Customer Service at 1-800-846-3000. If this card is lost, stolen, damaged, or destroyed, a replacement card will be issued for any value remaining on the card upon presentation of evidence of purchase. Without the card or evidence of purchase, the card cannot be identified to determine if there is a remaining balance to be replaced. Except where directed by law, this card shall never expire.

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Chevron
Chevron Corporation is not a sponsor or co-sponsor of this promotion. Terms and Conditions: Use of this Card constitutes acceptance of the following terms: The gift card is redeemable for fuel and authorized goods and services at participating Chevron and Texaco stations. For a participating location, visit www.chevrontexacostations.com. This gift card is not redeemable for cash or credit, except where required by law. This gift card is not a credit card, debit card, asset account or a deposit account. To check the card's remaining balance or to report a damaged card, call 1-800-352-1090 or visit www.chevrontexacogiftcard.com. Remaining value may be replaced on a lost, stolen, or damaged card only if the account number and remaining value on the gift card can be verified. This card is issued and administered by SVM, LP. Cards sold for promotional purposes may contain and expiration date, if allowed by law. If no date is shown, then the gift card will not expire. This card is not subject to maintenance fees. Cards may be deactivated for administrative or legal purposes; however, SVM or its agent will replace or reimburse full value of the deactivated amount.

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ExxonMobil
Exxon Mobil Corporation is not a sponsor or co-sponsor of this promotion. The Exxon and Mobil logos are registered trademarks of Exxon Mobil Corporation or one of its subsidiaries. ExxonMobil Cash Cards are issued and sold by SVM, an Illinois Limited Partnership.

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Fleming’s
OSI Restaurant Partners, LLC (Outback Steakhouse of Florida, LLC, Carrabba's Italian Grill, LLC, Bonefish Grill, LLC), is not a sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Please call 800-242-5353 for balance inquires.

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Gap
Gap has provides its customers with clothing and accessories that enhance personal style. What began as one brand has grown to include Gap, GapKids, babyGap and GapBody, and customers in the United States can also shop online at gap.com. Gap giftcards can be used at all Gap locations and online at gap.com. Only 2 giftcards are redeemable per online transaction. Gap giftcards are redeemable for merchandise only and cannot be replaced if lost or stolen. For questions regarding Gap giftcards, please call 1-800-GAP-STYLE.

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Golfsmith® Golf & Tennis
Terms and Conditions: You may redeem a Gift Card for merchandise or in-store services (in the United States) online or at any of our superstore locations or via the phone. Golfsmith® will not replace your card if it is lost or stolen. You must present this Gift Card at the time of use or purchase or for inquiries related thereto. For the nearest superstore location, or for balance call us toll-free at (800) 396-0099, or visit www.golfsmith.com.

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Hertz
Renter must meet Hertz age, driver and credit qualifications in effect at the time and place of rental. If no redemption limit appears on the face of the voucher, up to three Check Vouchers identified by the same CDP# and IT# can be used on the same rental. See voucher for complete terms and conditions.

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The Home Depot®
Morgan Keegan & Co., Inc. is not affiliated with The Home Depot®. The Home Depot® is a registered trademark of Homer TLC, Inc. The Home Depot® is not a sponsor of this promotion.

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iTunes®
iTunes® is a registered trademark of Apple Inc. All rights reserved. Apple is not a participant in or sponsor of this promotion. Terms & Conditions: The iTunes® Store is available only to persons age 13 or older in the U.S. and many other countries; see www.apple.com/itunes/download for a list of countries. Requires iTunes 6.0 or later (7.0 or later for video), compatible hardware and software, and Internet access (fees may apply). Terms apply. 2Video playback and iPod games require the fifth-generation iPod.

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L.L.Bean®
L.L.Bean® Gift Cards never expire and can be redeemed online at llbean.com, in any L.L.Bean® Retail Store or by calling 1-800-221-4221. Morgan Keegan & Co.,Inc. is not affiliated with L.L.Bean® and L.L.Bean® is not a sponsor or co-sponsor of this promotion. Gift Cards cannot be redeemed for additional discounts on volume orders.

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Lowe's®
LOWE'S® and the GABLE MANSARD DESIGN are registered trademarks and service marks of LF, LLC. Lowe’s is not affiliated with Morgan Keegan & Co., Inc.

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Macy's
Macy’s is not a sponsor or co-sponsor of this program. The Macy’s name and logo are registered trademarks of Macy’s Inc.

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Marriott®
Marriott® is not a sponsor or co-sponsor of this promotion. Use of Marriott® logos or trademarks requires written approval from Marriott International, Inc. See reverse side of TravelCard for complete terms and conditions.

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Pottery Barn®
Pottery Barn is a registered trademark of Williams-Sonoma Inc. Pottery Barn is not affiliated with Morgan Keegan & Co., Inc., nor is a sponsor of this promotion.

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The Ritz-Carlton®
The Ritz-Carlton® is not a sponsor or co-sponsor of this promotion. Use of The Ritz-Carlton® logos or trademarks requires written approval from The Ritz-Carlton Hotel Company, L.L.C. See reverse side of Currency for complete terms and conditions.

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Shell
The Shell Gift Card can be used only for purchases of goods and services at Shell locations in the U.S., except territories. The Card cannot be redeemed for cash and no change will be given, except in states that require redemption for cash. Shell Oil Products U.S. and its related companies are not sponsors or co-sponsors of this promotion.

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Starbucks
Starbucks, the Starbucks logo and the Starbucks Card design are either trademarks or registered trademarks of Starbucks U.S. Brands, LLC. Starbucks is not a participating partner in or sponsor of this offer.

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Target
The Bullseye Design and Target are registered trademarks and Target GiftCard is a service mark of Target Brands, Inc. All rights reserved. Target is not a participating partner in or sponsor of this offer.

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Williams-Sonoma
Williams-Sonoma is a registered trademark of Williams-Sonoma Inc. Williams-Sonoma is not affiliated with Morgan Keegan & Co., Inc., nor is it a sponsor of this promotion.

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